Housing
Homeownership Rate by Race/Ethnicity

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Source: U.S. Census Bureau

What does this measure?

The number of owner-occupied units (not rented) as a percent of all occupied units (not vacant), for various racial and ethnic groups.

Why is this important?

Historically, members of some racial and ethnic groups have suffered discrimination in buying homes and accessing home mortgages. A home is a vital financial asset for a family and an investment in both the local neighborhood and surrounding community.

How is our region performing?

In 2013-17, homeownership rates in the region were highest among white residents, at 73%, followed by Asian residents at 53%, Hispanic residents at 37%, and African American residents at 32%. The racial/ethnic disparity was similar at the national level; however, the national rates of homeownership among Hispanics and African Americans were about 10 percentage points higher than our region. Statewide, rates of homeownership were 12 points lower for Hispanic residents, 9 points lower for white residents and 6 points lower for Asian residents, while the rate among African American residents was similar to our region. Since 2000, the share of Hispanic homeowners increased 4 points and the share for Asian homeowners increased 3 points. The rate for African American homeowners declined 3 points. There was no change for white homeowners.

Most of the counties in the region did not have large enough populations of residents in each racial or ethnic group for reliable estimates, except for Monroe, which had rates of homeownership very similar to the region among all four groups. In the City of Rochester, homeownership rates were substantially lower for each group, and the disparity between groups was smaller. White residents still had the highest rate of home ownership, at 43%, followed by Asian residents at 28%, African American residents at 28%, and Hispanic residents at 29%.

Notes about the data

The multi-year figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are expected to be released in the fourth quarter.

Homeownership Rate, by Race/Ethnicity, 2013-17
AsianBlack or African AmericanLatino or HispanicWhite
United States59%42%46%69%
NYS47%31%25%64%
NYS (excluding NYC)64%41%47%75%
Region53%32%37%73%
Monroe52%32%36%71%
Surrounding Counties63%**34%40%76%
Genesee75%****21%****28%****75%
Livingston71%****28%****55%**74%
Ontario63%****18%******29%**75%
Orleans44%******57%****24%******77%
Seneca34%******33%******44%****74%
Wayne73%******45%**63%78%
Wyoming64%******100%******27%******76%
Yates75%******41%******57%****77%
Rochester28%**28%29%43%
Batavia100%******9%******18%******53%
Canandaigua39%******19%******47%******57%
Geneva0%******13%******19%****58%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Number of Homeowners by Race/Ethnicity, 2013-17
AsianBlack or African AmericanLatino or HispanicWhite
United States3,172,6946,081,7697,018,65663,325,800
NYS241,305337,231276,3183,209,843
NYS (excluding NYC)82,446137,249146,5352,618,261
Region4,99814,2718,586304,009
Monroe4,33113,1056,901170,485
Surrounding Counties667**1,1661,685133,524
Genesee83****131****124****16,837
Livingston178****86****266**17,454
Ontario200****165******395**31,654
Orleans50******306****117******11,673
Seneca27******40******96****9,738
Wayne108******382**55927,337
Wyoming18******20******50******11,750
Yates3******36******78****7,081
Rochester505**8,7513,59820,333
Batavia24******31******31******2,933
Canandaigua35******9******46******2,565
Geneva0******62******134****2,222

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Homeownership Rate, by Race/Ethnicity, 2000
AsianBlack or African AmericanLatino or HispanicWhite
United States53%46%46%71%
NYS40%29%20%62%
NYS (excluding NYC)57%41%41%74%
Region50%35%33%73%
Monroe49%35%32%71%
Surrounding Counties59%36%40%76%
Genesee58%28%27%74%
Livingston72%55%47%75%
Ontario53%30%24%75%
Orleans61%34%50%77%
Seneca35%54%66%74%
Wayne89%35%48%79%
Wyoming37%42%30%77%
Yates100%60%60%77%
Rochester35%32%25%48%
Batavia47%16%47%57%
Canandaigua24%0%8%52%
Geneva33%25%17%59%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Number of Homeowners by Race/Ethnicity, 2000
AsianBlack or African AmericanLatino or HispanicWhite
United States1,659,7945,549,2864,190,61359,667,254
NYS126,291300,309161,9423,189,165
NYS (excluding NYC)41,173114,74870,4632,617,210
Region2,87313,2824,458293,066
Monroe2,51112,3313,796167,975
Surrounding Counties362951662125,091
Genesee47773516,233
Livingston841147116,204
Ontario11519212427,721
Orleans1717011811,200
Seneca2652389,153
Wayne5430120526,387
Wyoming10152111,377
Yates930506,816
Rochester4999,3262,21023,751
Batavia3027263,461
Canandaigua11042,381
Geneva14116532,549

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.







Worse than NYS by 10% or more
Up to 10% worse than NYS
Equal to or better than NYS


INDICATORS - Grouped by Topic REGIONAL VALUE YEAR NYS COMPARISON TREND | REGION
Prenatal Care 80% 2016 3 1
Increasing
Prenatal Care, by Race/Ethnicity 0 10 Not Applicable
Low Birth Weight Babies 7% 2016 3 0
Maintaining
Low Birth Weight Babies, Race/Ethnicity, Monroe County 0 10 Not Applicable
Infant Mortality Rate 6.0 2014-16 2 0
Maintaining
Infant Mortality Rate, Race/Ethnicity, Monroe County 0 10 Not Applicable
Children with Elevated Blood Lead Levels 0.7% 2015 2 -1
Decreasing
Children in Poverty 20% 2013-17 3 1
Increasing
Children in Poverty, Race/Ethnicity 2013-17 0 10 Not Applicable
Single-Parent Families 39% 2013-17 2 1
Increasing
Single-Parent Families, by Race/Ethnicity 2013-17 0 10 Not Applicable
Rate of Child Abuse and Neglect 18 2016 2 1
Increasing
Rate of Foster Care Admissions 2.1 2017 2 -1
Decreasing
Rate of Teen Pregnancy 2% 2016 3 -1
Decreasing
Rate of Teen Births 14 2016 2 -1
Decreasing
Arts and Culture Attendance 2016 0 10 Not Applicable
Tourism Spending $1,368 2017 1 1
Increasing
Recreation Spending $76 2017 1 -1
Decreasing
Voter Registration Rate 81% 2017 3 -1
Decreasing
Voter Participation Rate 58% 2016 3 0
Maintaining
Registered Library Borrowers 63% 2016 3 -1
Decreasing
Library Visits 6.0 2016 3 -1
Decreasing
Charitable Contributions as a Percentage of Income 1.7% 2016 2 0
Maintaining
Households Without Vehicles 10% 2013-17 3 0
Maintaining
Total Population 0.9% 2017 2 0
Maintaining
Population by Age 2013-17 0 10 Not Applicable
Population by Race/Ethnicity 2013-17 0 10 Not Applicable
Population by Age and Race/Ethnicity 2013-17 0 10 Not Applicable
Disengaged Youth, Ages 16-19 6% 2013-17 3 -1
Decreasing
Median Household Income $54,972 2013-17 1 -1
Decreasing
Median Household Income, by Race/Ethnicity 2013-17 0 10 Not Applicable
People Living in Poverty 14% 2013-17 3 1
Increasing
People Living in Poverty, by Race/Ethnicity 2013-17 0 10 Not Applicable
Public Assistance Recipients 2.6% 2017 3 0
Maintaining
Approval Rate for Public Assistance Applications 26% 2017 0 -1
Decreasing
Households Receiving SNAP 14% 2012-16 3 1
Increasing
Households Receiving SNAP by Race/Ethnicity 2012-16 0 10 Not Applicable
Tax Filers Receiving Earned Income Tax Credit 16% 2016 3 0
Maintaining
EITC Dollars $177 2016 1 1
Increasing
Change in Total Jobs 0.5% 2017 2 0
Maintaining
Change in Number of Business Establishments by Sector 2017 0 10 Not Applicable
Change in Jobs by Sector 2017 0 10 Not Applicable
Sector Shares of Regional Total Employment 2017 0 10 Not Applicable
Unemployment Rate 5% 2017 2 1
Increasing
Unemployment Rate by Race/Ethnicity 2013-17 0 10 Not Applicable
Average Salary by Sector 2017 0 10 Not Applicable
Change in Average Salary Since 2000 3% 2017 3 1
Increasing
Change in Average Salary Since 2000 by Sector 2017 0 10 Not Applicable
Employment-to-Population Ratio 73% 2017 3 -1
Decreasing
Per-Capita Spending for Local Government $3,645 2016 0 1
Increasing
Prekindergarten Participation 44% 2017 2 1
Increasing
School Spending Per Student $22,208 2017 1 1
Increasing
Instructional Spending Per Student $15,778 2017 1 1
Increasing
Students Receiving Special Education Services 9% 2017 3 1
Increasing
Grade 3 English 43% 2018 2 1
Increasing
Grade 3 English by Student Subgroup 2018 0 10 Not Applicable
Grade 3 English by Race/Ethnicity 2018 0 10 Not Applicable
Grade 3 Math 48% 2018 2 1
Increasing
Grade 3 Math by Student Subgroup 2018 0 10 Not Applicable
Grade 3 Math by Race/Ethnicity 2018 0 10 Not Applicable
Grade 8 English 41% 2018 2 1
Increasing
Grade 8 English by Student Subgroup 2018 0 10 Not Applicable
Grade 8 English by Race/Ethnicity 2018 0 10 Not Applicable
Grade 8 Math 45% 2018 2 -1
Decreasing
Regents Algebra 1 73% 2018 3 1
Increasing
Regents English 78% 2018 2 1
Increasing
Four-Year Cohort Graduation Rate 85% 2018 3 1
Increasing
Cohort Graduation Rate, Beyond Four Years 87% 2018 3 1
Increasing
Four-Year Cohort Graduation Rate by Race/Ethnicity 2018 0 10 Not Applicable
Education Levels of Adults 2013-17 0 10 Not Applicable
Education Levels of Adults by Race/Ethnicity 2013-17 0 10 Not Applicable
People Without Health Insurance 5% 2016 3 -1
Decreasing
Supply of Doctors 34.4 2016 1 1
Increasing
Mortality Rate 685 2016 1 -1
Decreasing
Chlamydia Rate 52 2017 3 1
Increasing
Chlamydia Rates, Race/Ethnicity, Monroe County 0 10 Not Applicable
Gonorrhea Rate 17 2017 3 -1
Decreasing
Gonorrhea Rates, Race/Ethnicity, Monroe County 0 10 Not Applicable
People Living with HIV 104 2016 0 1
Increasing
People Living with HIV by Race/Ethnicity 2016 0 10 Not Applicable
People Living with AIDS 132 2016 0 1
Increasing
People Living with AIDS by Race/Ethnicity 2016 0 10 Not Applicable
Percent of Days with Good Air Quality 0 10 Not Applicable
Alcohol-related Crashes 3 2017 2 -1
Decreasing
Median Home Value $133,156 2013-17 1 -1
Decreasing
Admissions to Substance Abuse Treatment by Primary Substance 2017 0 10 Not Applicable
Median Rental Prices $827 2013-17 3 -1
Decreasing
Housing Affordability for Homeowners 2.4 2013-17 3 0
Maintaining
Housing Affordability for Homeowners by Race/Ethnicity 2012-16 0 10 Not Applicable
Overall Housing Cost Burden 30% 2013-17 3 -1
Decreasing
Housing Affordability for Renters 34% 2013-17 3 1
Increasing
Housing Affordability for Renters by Race/Ethnicity 2012-16 0 10 Not Applicable
Homeownership Rate 68% 2013-17 3 -1
Decreasing
Homeownership Rate by Race/Ethnicity 2013-17 0 10 Not Applicable
Vacant Housing Units 10% 2013-17 3 1
Increasing
Homeless Persons 0 10 Not Applicable
Serious Crimes 214 2017 1 -1
Decreasing
Violent Crimes 28 2017 3 1
Increasing
Victims of Domestic Violence 54 2017 0 -1
Decreasing
Incarceration Rates 13.7 2017 2 0
Maintaining
Incarceration Rates, by Race/Ethnicity 2015 0 10 Not Applicable
Arrest Rates 197.7 2017 3 -1
Decreasing
Arrest Rates, by Race/Ethnicity 2017 0 10 Not Applicable

Worse than NYS by 10% or more
Up to 10% worse than NYS
Equal to or better than NYS





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