Housing
Homeownership Rate by Race/Ethnicity

Using the charts: Items in the legend below the chart can be clicked on and off to aid in analysis. The chart can also be printed or exported as an image or document using the menu at the top right. See a Guide to the ACT Rochester Website for more information.




Source: U.S. Census Bureau

What does this measure?

The number of owner-occupied units (not rented) as a percent of all occupied units (not vacant), for various racial and ethnic groups.

Why is this important?

Historically, members of some racial and ethnic groups have suffered discrimination in buying homes and accessing home mortgages. A home is a vital financial asset for a family and an investment in both the local neighborhood and surrounding community.

How is our region performing?

In 2014-18, homeownership rates in the region were highest among white residents, at 73%, followed by Asian residents at 55%, Hispanic residents at 35%, and African American residents at 32%. The racial/ethnic disparity was similar at the national level; however, the national rates of homeownership among African Americans were about 10 percentage points higher than our region and 12 percentage points higher for Hispanics. Statewide, rates of homeownership were 10 points lower for Hispanic residents, 9 points lower for white residents and 7 points lower for Asian residents, while the rate among African American residents was similar to our region. Since 2000, the share of Hispanic homeowners in the region increased 2 percentage points and the share for Asian homeowners increased 5 points. The rate for African American homeowners declined 3 points. There was no change for white homeowners.

Most of the counties in the region did not have large enough populations of residents in each racial or ethnic group for reliable estimates, except for Monroe, which had rates of homeownership very similar to the region among all four groups. In the City of Rochester, homeownership rates were substantially lower for each group, and the disparity between groups was smaller. White residents still had the highest rate of homeownership, at 43%, followed by Asian residents at 27%, African American residents at 28%, and Hispanic residents at 27%.

Notes about the data

The multi-year figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are expected to be released in the fourth quarter.

Homeownership Rate, by Race/Ethnicity, 2014-18
AsianBlack or African AmericanLatino or HispanicWhite
United States59%42%47%69%
NYS48%31%25%64%
NYS (excluding NYC)66%41%47%74%
Region55%32%35%73%
Monroe53%32%34%71%
Surrounding Counties70%**38%43%76%
Genesee93%**31%****23%****75%
Livingston74%******36%****58%**74%
Ontario75%****19%****39%76%
Orleans51%******63%****34%****78%
Seneca36%******50%******38%****75%
Wayne69%******41%**62%**77%
Wyoming50%******100%******26%******77%
Yates44%******49%******56%******79%
Rochester27%**28%27%43%
Batavia100%******26%******20%******55%
Canandaigua37%******16%******91%******58%
GenevaN/A******16%******22%****58%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Number of Homeowners by Race/Ethnicity, 2014-18
AsianBlack or African AmericanLatino or HispanicWhite
United States3,282,0636,131,3597,253,05663,669,140
NYS246,680339,170281,8313,200,626
NYS (excluding NYC)84,955138,068150,5992,610,434
Region4,93114,6318,524303,901
Monroe4,25413,3326,627170,470
Surrounding Counties677**1,2991,897133,431
Genesee120**205****112****16,565
Livingston150******101****300**17,466
Ontario215****181****53131,834
Orleans43******396****192****11,785
Seneca32******68******90****9,801
Wayne98******293**536**27,031
Wyoming15******33******61******11,891
Yates4******22******75******7,058
Rochester497**8,8883,33020,086
Batavia46******98******30******3,051
Canandaigua7******13******49******2,636
Geneva0******79******143****2,111

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Homeownership Rate, by Race/Ethnicity, 2000
AsianBlack or African AmericanLatino or HispanicWhite
United States53%46%46%71%
NYS40%29%20%62%
NYS (excluding NYC)57%41%41%74%
Region50%35%33%73%
Monroe49%35%32%71%
Surrounding Counties59%36%40%76%
Genesee58%28%27%74%
Livingston72%55%47%75%
Ontario53%30%24%75%
Orleans61%34%50%77%
Seneca35%54%66%74%
Wayne89%35%48%79%
Wyoming37%42%30%77%
Yates100%60%60%77%
Rochester35%32%25%48%
Batavia47%16%47%57%
Canandaigua24%N/A8%52%
Geneva33%25%17%59%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Number of Homeowners by Race/Ethnicity, 2000
AsianBlack or African AmericanLatino or HispanicWhite
United States1,659,7945,549,2864,190,61359,667,254
NYS126,291300,309161,9423,189,165
NYS (excluding NYC)41,173114,74870,4632,617,210
Region2,87313,2824,458293,066
Monroe2,51112,3313,796167,975
Surrounding Counties362951662125,091
Genesee47773516,233
Livingston841147116,204
Ontario11519212427,721
Orleans1717011811,200
Seneca2652389,153
Wayne5430120526,387
Wyoming10152111,377
Yates930506,816
Rochester4999,3262,21023,751
Batavia3027263,461
Canandaigua11042,381
Geneva14116532,549

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.







Worse than NYS by 10% or more
Up to 10% worse than NYS
Equal to or better than NYS


INDICATORS - Grouped by Topic REGIONAL VALUE YEAR NYS COMPARISON TREND | REGION
Prenatal Care 77% 2017 3 0
Maintaining
Prenatal Care, by Race/Ethnicity 0 10 Not Applicable*
Babies Born with Low Birth Weights 8% 2017 3 1
Increasing
Babies Born with Low Birth Weights, Race/Ethnicity, Monroe County 0 10 Not Applicable*
Infant Mortality Rate 6.7 2015-17 2 0
Maintaining
Infant Mortality Rate, Race/Ethnicity, Monroe County 0 10 Not Applicable*
Children with Elevated Blood Lead Levels 0.9% 2016 2 -1
Decreasing
Children in Poverty 20% 2014-18 3 1
Increasing
Children in Poverty, Race/Ethnicity 2014-18 0 10 Not Applicable*
Single-Parent Families 39% 2014-18 2 1
Increasing
Single-Parent Families, by Race/Ethnicity 2014-18 0 10 Not Applicable*
Rate of Child Abuse and Neglect 20 2018 2 1
Increasing
Rate of Foster Care Admissions 2.3 2018 2 -1
Decreasing
Rate of Teen Pregnancy 2% 2017 3 -1
Decreasing
Rate of Teen Births 13 2017 2 -1
Decreasing
Arts and Culture Attendance 2018 0 10 Not Applicable*
Tourism Spending $1,419 2018 1 1
Increasing
Recreation Spending $80 2018 1 -1
Decreasing
Voter Registration Rate 83% 2018 3 1
Increasing
Voter Participation Rate 46% 2018 3 -1
Decreasing
Registered Library Borrowers 61% 2017 3 -1
Decreasing
Library Visits 5.9 2017 3 -1
Decreasing
Charitable Contributions as a Percentage of Income 1.7% 2017 2 0
Maintaining
Households Without Vehicles 10% 2014-18 3 0
Maintaining
Total Population 0.3% 2018 2 0
Maintaining
Population by Age 2014-18 0 10 Not Applicable*
Population by Race/Ethnicity 2014-18 0 10 Not Applicable*
Population by Age and Race/Ethnicity 2014-18 0 10 Not Applicable*
Disengaged Youth, Ages 16 to 19 6% 2014-18 3 -1
Decreasing
Median Household Income $57,350 2014-18 1 -1
Decreasing
Median Household Income, by Race/Ethnicity 2014-18 0 10 Not Applicable*
People Living in Poverty 14% 2014-18 3 1
Increasing
People Living in Poverty, by Race/Ethnicity 2014-18 0 10 Not Applicable*
Public Assistance Recipients 2.3% 2018 3 0
Maintaining
Approval Rate for Public Assistance Applications 25% 2018 0 -1
Decreasing
Households Receiving SNAP 14% 2014-18 3 1
Increasing
Households Receiving SNAP by Race/Ethnicity 2014-18 0 10 Not Applicable*
Tax Filers Receiving Earned Income Tax Credit 15% 2017 3 -1
Decreasing
EITC Dollars $175 2017 1 -1
Decreasing
Change in Total Jobs 1.3% 2018 2 1
Increasing
Change in Number of Business Establishments by Sector 2018 0 10 Not Applicable*
Change in Jobs by Sector 2018 0 10 Not Applicable*
Sector Shares of Regional Total Employment 2018 0 10 Not Applicable*
Unemployment Rate 4.2% 2018 2 0
Maintaining
Unemployment Rate by Race/Ethnicity 2014-18 0 10 Not Applicable*
Average Salary by Sector 2018 0 10 Not Applicable*
Change in Average Salary Since 2000 2.9% 2018 3 1
Increasing
Change in Average Salary Since 2000 by Sector 2018 0 10 Not Applicable*
Employment-to-Population Ratio 60% 2014-18 2 -1
Decreasing
Per-Capita Spending for Local Government $3,590 2018 0 1
Increasing
Prekindergarten Participation 45% 2018 2 1
Increasing
School Spending Per Student $22,703 2018 1 1
Increasing
Instructional Spending Per Student $16,363 2018 1 1
Increasing
Students Receiving Special Education Services 9% 2018 3 1
Increasing
Grade 3 English 44% 2019 2 1
Increasing
Grade 3 English by Student Subgroup 2019 0 10 Not Applicable*
Grade 3 English by Race/Ethnicity 2019 0 10 Not Applicable*
Grade 3 Math 49% 2019 2 1
Increasing
Grade 3 Math by Student Subgroup 2019 0 10 Not Applicable*
Grade 3 Math by Race/Ethnicity 2019 0 10 Not Applicable*
Grade 8 English 39% 2019 2 1
Increasing
Grade 8 English by Student Subgroup 2019 0 10 Not Applicable*
Grade 8 English by Race/Ethnicity 2019 0 10 Not Applicable*
Grade 8 Math 49% 2019 2 1
Increasing
Regents Algebra 1 73% 2019 3 1
Increasing
Regents English 83% 2019 2 1
Increasing
Four-Year Cohort Graduation Rate 86% 2019 3 1
Increasing
Cohort Graduation Rate, Beyond Four Years 88% 2019 3 1
Increasing
Four-Year Cohort Graduation Rate by Race/Ethnicity 2019 0 10 Not Applicable*
Education Levels of Adults 2014-18 0 10 Not Applicable*
Education Levels of Adults by Race/Ethnicity 2014-18 0 10 Not Applicable*
People Without Health Insurance 5% 2017 3 -1
Decreasing
Supply of Doctors 34.7 2017 1 1
Increasing
Mortality Rate 700 2017 1 -1
Decreasing
Chlamydia Rate 55 2018 3 1
Increasing
Chlamydia Rates, Race/Ethnicity, Monroe County 0 10 Not Applicable*
Gonorrhea Rate 18 2018 3 -1
Decreasing
Gonorrhea Rates, Race/Ethnicity, Monroe County 0 10 Not Applicable*
Early Syphilis Rates 1.8 2018 3 1
Increasing
Early Syphilis Rates within Monroe County, by Race/Ethnicity 0 10 Not Applicable*
People Living with HIV 106 2017 0 1
Increasing
People Living with HIV by Race/Ethnicity 2017 0 10 Not Applicable*
People Living with AIDS 138 2017 0 1
Increasing
People Living with AIDS by Race/Ethnicity 2017 0 10 Not Applicable*
Percent of Days with Good Air Quality 0 10 Not Applicable*
Alcohol-related Crashes 3.1 2018 2 -1
Decreasing
Median Home Value $135,915 2014-18 1 -1
Decreasing
Admissions to Substance Abuse Treatment by Primary Substance 2018 0 10 Not Applicable*
Median Rental Prices $855 2014-18 3 -1
Decreasing
Housing Affordability for Homeowners 2.4 2014-18 3 0
Maintaining
Housing Affordability for Homeowners by Race/Ethnicity 2014-18 0 10 Not Applicable*
Overall Housing Cost Burden 30% 2014-18 3 -1
Decreasing
Housing Affordability for Renters 34% 2014-18 3 10 Not Applicable*
Rent Burdened Households 50% 2014-18 3 -1
Decreasing
Housing Affordability for Renters by Race/Ethnicity 2014-18 0 10 Not Applicable*
Homeownership Rate 68% 2014-18 3 -1
Decreasing
Homeownership Rate by Race/Ethnicity 2014-18 0 10 Not Applicable*
Vacant Housing Units 10% 2014-18 3 1
Increasing
Homeless Persons 0 10 Not Applicable*
Serious Crimes 190 2018 1 -1
Decreasing
Violent Crimes 24 2018 3 1
Increasing
Victims of Domestic Violence 59 2018 0 -1
Decreasing
Incarceration Rates 13.2 2018 2 -1
Decreasing
Incarceration Rates, by Race/Ethnicity 2015 0 10 Not Applicable*
Arrest Rates 188.2 2018 3 -1
Decreasing
Arrest Rates, by Race/Ethnicity 2018 0 10 Not Applicable*
*No or multiple regional values for this indicator


Worse than NYS by 10% or more
Up to 10% worse than NYS
Equal to or better than NYS





Loading...