Housing

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Source: U.S. Census Bureau

What does this measure?

The number of owner-occupied units (not rented) as a percent of all occupied units (not vacant), for various racial and ethnic groups.

Why is this important?

Historically, members of some racial and ethnic groups have suffered discrimination in buying homes and accessing home mortgages. A home is a vital financial asset for a family and an investment in both the local neighborhood and surrounding community.

How is our region performing?

In 2013-17, homeownership rates in the region were highest among white residents, at 73%, followed by Asian residents at 53%, Hispanic residents at 37%, and African American residents at 32%. The racial/ethnic disparity was similar at the national level; however, the national rates of homeownership among Hispanics and African Americans were about 10 percentage points higher than our region. Statewide, rates of homeownership were 12 points lower for Hispanic residents, 9 points lower for white residents and 6 points lower for Asian residents, while the rate among African American residents was similar to our region. Since 2000, the share of Hispanic homeowners increased 4 points and the share for Asian homeowners increased 3 points. The rate for African American homeowners declined 3 points. There was no change for white homeowners.

Most of the counties in the region did not have large enough populations of residents in each racial or ethnic group for reliable estimates, except for Monroe, which had rates of homeownership very similar to the region among all four groups. In the City of Rochester, homeownership rates were substantially lower for each group, and the disparity between groups was smaller. White residents still had the highest rate of home ownership, at 43%, followed by Asian residents at 28%, African American residents at 28%, and Hispanic residents at 29%.

Notes about the data

The multi-year figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. However, because the information came from a survey, the samples responding to the survey were not always large enough to produce reliable results, especially in small geographic areas. CGR has noted on data tables the estimates with relatively large margins of error. Estimates with three asterisks have the largest margins, plus or minus 50% or more of the estimate. Two asterisks mean plus or minus 35%-50%, and one asterisk means plus or minus 20%-35%. For all estimates, the confidence level is 90%, meaning there is 90% probability the true value (if the whole population were surveyed) would be within the margin of error (or confidence interval). The survey provides data on characteristics of the population that used to be collected only during the decennial census. Data for this indicator are expected to be released in the fourth quarter.

Homeownership Rate, by Race/Ethnicity, 2013-17
AsianBlack or African AmericanLatino or HispanicWhite
United States59%42%46%69%
NYS47%31%25%64%
NYS (excluding NYC)64%41%47%75%
Region53%32%37%73%
Monroe52%32%36%71%
Surrounding Counties63%**34%40%76%
Genesee75%****21%****28%****75%
Livingston71%****28%****55%**74%
Ontario63%****18%******29%**75%
Orleans44%******57%****24%******77%
Seneca34%******33%******44%****74%
Wayne73%******45%**63%78%
Wyoming64%******100%******27%******76%
Yates75%******41%******57%****77%
Rochester28%**28%29%43%
Batavia100%******9%******18%******53%
Canandaigua39%******19%******47%******57%
GenevaN/A******13%******19%****58%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Number of Homeowners by Race/Ethnicity, 2013-17
AsianBlack or African AmericanLatino or HispanicWhite
United States3,172,6946,081,7697,018,65663,325,800
NYS241,305337,231276,3183,209,843
NYS (excluding NYC)82,446137,249146,5352,618,261
Region4,99814,2718,586304,009
Monroe4,33113,1056,901170,485
Surrounding Counties667**1,1661,685133,524
Genesee83****131****124****16,837
Livingston178****86****266**17,454
Ontario200****165******395**31,654
Orleans50******306****117******11,673
Seneca27******40******96****9,738
Wayne108******382**55927,337
Wyoming18******20******50******11,750
Yates3******36******78****7,081
Rochester505**8,7513,59820,333
Batavia24******31******31******2,933
Canandaigua35******9******46******2,565
Geneva0******62******134****2,222

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Homeownership Rate, by Race/Ethnicity, 2000
AsianBlack or African AmericanLatino or HispanicWhite
United States53%46%46%71%
NYS40%29%20%62%
NYS (excluding NYC)57%41%41%74%
Region50%35%33%73%
Monroe49%35%32%71%
Surrounding Counties59%36%40%76%
Genesee58%28%27%74%
Livingston72%55%47%75%
Ontario53%30%24%75%
Orleans61%34%50%77%
Seneca35%54%66%74%
Wayne89%35%48%79%
Wyoming37%42%30%77%
Yates100%60%60%77%
Rochester35%32%25%48%
Batavia47%16%47%57%
Canandaigua24%N/A8%52%
Geneva33%25%17%59%

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.




Number of Homeowners by Race/Ethnicity, 2000
AsianBlack or African AmericanLatino or HispanicWhite
United States1,659,7945,549,2864,190,61359,667,254
NYS126,291300,309161,9423,189,165
NYS (excluding NYC)41,173114,74870,4632,617,210
Region2,87313,2824,458293,066
Monroe2,51112,3313,796167,975
Surrounding Counties362951662125,091
Genesee47773516,233
Livingston841147116,204
Ontario11519212427,721
Orleans1717011811,200
Seneca2652389,153
Wayne5430120526,387
Wyoming10152111,377
Yates930506,816
Rochester4999,3262,21023,751
Batavia3027263,461
Canandaigua11042,381
Geneva14116532,549

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%. The Census Bureau asks people to identify their race (white, African-American, etc.) separate from their ethnicity (Hispanic or non-Hispanic). So the totals for these categories cannot be added together, as people show up in both a racial and ethnic group.







Worse than NYS by 10% or more
Up to 10% worse than NYS
Equal to or better than NYS


INDICATORS - Grouped by Topic REGIONAL VALUE YEAR NYS COMPARISON TREND | REGION
*No or multiple regional values for this indicator


Worse than NYS by 10% or more
Up to 10% worse than NYS
Equal to or better than NYS





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